City Motors Vans Finance | Bristol

Finance & Funding Options

At City Motors, we understand that acquiring the right vehicle for your business is just the beginning; securing flexible and advantageous financing solutions is equally vital.

That's why we offer a range of financing options, including hire purchase, lease purchase, finance lease, and contract hire, designed to provide you with maximum flexibility and affordability. Whether you're in the market for a brand-new van or a reliable, pre-owned model, our dedicated team is here to guide you through the process and help you find the perfect vehicle and financing package to drive your business forward.

HIRE PURCHASE (HP)

Flexible initial payment
Flexible payment terms (2 to 5 years)
Fixed repayments
Fixed interest rate
No mileage restrictions
Fixed repayments not subject to VAT

What happens at the end of my agreement?
Pay any Option to Purchase Fee and ownership of the Renault is transferred to you.

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LEASE PURCHASE

Flexible initial payment
Flexible payment terms (2 to 5 years)
Fixed repayments
Fixed interest rate
Fixed repayments not subject to VAT
Balloon payment allowing for lower monthly payments

What happens at the end of my agreement?
At the end of the agreement, you can pay off the Balloon Payment and keep the vehicle, or part exchange.

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FINANCE LEASE

Benefits of ownership without being the real owner.
Offset the whole rental amount against taxable income.
No mileage restriction.
Monthly rentals are fixed but flexibility through variable deposit options.
Ability to offset a proportion of the vehicle cost as a final ‘balloon payment’.
Possibility of reclaiming tax relief on Finance Lease rentals depending on usage*

What happens at the end of my agreement?
You will get three choices when your agreement comes to an end: Sell the Vehicle, Return the Vehicle, Keep the Vehicle.

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BUSINESS CONTACT HIRE (BCH)

Road fund licence included.
Optional servicing, maintenance and tyre options bring all running costs into one package.
The reduced VAT paid by the business, as monthly vehicle payments can be offset against taxable profits*.
VAT-registered businesses can claim 100% of the VAT back if the vehicle is used exclusively for business*.
If the vehicle is used privately, 50% of the VAT can be reclaimed on the finance of the rental*.

What happens at the end of my agreement?
At the end of your agreement, you simply return the vehicle back to the finance company (excess charges may apply).

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*Terms and conditions apply, Subject to Status, for illustration purposes only, for further details please speak directly to the Sales Team.